Trust is essential in high level financial planning and we offer a very personal service where you’ll have regular contact with our Chartered Financial Planner, who will work with his team to put in place the best solutions for you.
Bespoke Pension Arrangements
If you are Self-Employed or in a Partnership, are a High Net Worth Individual, Company Director, Business Owner or Executive, we can advise you on and administer a wide range of pension arrangements including Self Invested Personal Pensions (SIPP), Group Self Invested Personal Pensions (GSIPP) and Small Self-Administered Schemes (SSAS), with a particular emphasis on actively managing bespoke investment portfolios, the purchase of individual commercial property units and loan backs. We’ll work with you to develop specific wealth management strategies to match your individual aims, objectives and circumstances. Where relevant, our project management of commercial property unit purchases is designed to ensure the most cost effective and appropriate solutions are put in place to support you and your business. We can also advise you on Drawdown, Lifetime Allowance and IHT Planning solutions in respect of your pension arrangements.
Bespoke Investment Management Services
We tailor individual solutions and develop specific wealth management strategies to suit your personal objectives and circumstances. Our portfolios are bespoke and tailored to your individual requirements.
Our job is to look beneath the marketing hype that surrounds many products and investment opportunities and separate the good from the bad. To do this we use an extensive array of internal and external research resources and industry research tools, as well as conducting regular face-to-face meetings with professional fund managers and providers in order to research fund choice and track performance.
Once we have agreed an initial investment strategy and portfolio with you we maintain this on an ongoing basis, undertaking regular review meetings, commentaries and reports designed to give you expert advice on every aspect of the financial planning and investment process, rebalancing and adapting as necessary to ensure that your portfolio continues to meet your investment aims and objectives over time.
Inheritance Tax Planning
There are a number of financial planning strategies available to deal with the prospective IHT liabilities that arise from accumulated wealth. We will work closely with you to ensure that the correct steps are taken to allow you to take advantage of the allowances and protections available to you.
If you are also a Trustee, we offer bespoke Trustee investment management strategies, in addition to offering advice on the full range of IHT planning vehicles e.g. Inter Vivos Life Assurance policies and Discounted Gift Trusts.
Please note that SSAS, some forms of IHT planning and Trusts are not regulated by the Financial Conduct Authority.